General Discussion Forum

just wondering how may folks got there bikes insured
i got 3 of them on geico like 360.00 a year total
its 10,000:20,000 bodily injury/property damage/uninsured motorist
with comprehensive and collision with a 250.00 deductable
is that a fair deal or is there better rates somewere else .  
2003 yz 125
2004 crf 250
2007 yz 450f
1998 kdx 220

Our is through home owners ins.  
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Ruff!

Mines not insured. never even thought about it.  

mine is u never know wat can happen  

Mine are all insured throu Progressive.  I pay $65 per year for each ATV and $75 per year for each bike. 15K/50K bidlity injury, property damage, and 7K comprehensive on each unit (in case of theft, fire, major accident, etc..)

I use Geico for my cars, but Progressive is much cheaper for bikes and ATV's.  
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Here we go again!

i think it s the best money ive spent on the hobby i sleep so much better knowing if one of the local hoodrats steals one of the bikes i can replace it if it gets wrecked i pay 250.00 and it gets fixed squish a kid theres some money to fix them to what a deal  win win all the way around  
2003 yz 125
2004 crf 250
2007 yz 450f
1998 kdx 220

ill check out progressive  
2003 yz 125
2004 crf 250
2007 yz 450f
1998 kdx 220

We use State farm. Giego would not put full coverage on my TA! Din't even want to see it.  
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Ruff!

dumb question: how does insurance work? I mean if in bagging on the bike and brake something... am I covered? if I come out of a ditch and get hit by a cement truck (happened to a friend) am I covered? if the bike stalls and I happen to leave it hidden in a ditch overnight and it gets stolen, am I covered? what if im catwalking down the street, and crash into my neighbours 08 corvette? and break my knee and cant work for 8 months?

I kind of want insurance/registation on my bike but dont know if its worth, hell I dont even know EXACTLY what insurance and registration is and all the technical and small print stuff.  
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4 stroke FTW!

05 crf450
DNA rims/hubs
T4 pipe

9.5 hours on the hour meter, more to come!

Metal Mulisha:
dumb question: how does insurance work? I mean if in bagging on the bike and brake something... am I covered? if I come out of a ditch and get hit by a cement truck (happened to a friend) am I covered? if the bike stalls and I happen to leave it hidden in a ditch overnight and it gets stolen, am I covered? what if im catwalking down the street, and crash into my neighbours 08 corvette? and break my knee and cant work for 8 months?

I kind of want insurance/registation on my bike but dont know if its worth, hell I dont even know EXACTLY what insurance and registration is and all the technical and small print stuff.

mine would pay for everthing you mentioned except any injury to yourself althou it would pay if there was an accident were another rider was injured it would paysome of ther expeices also if a tree fell on the bike during a storm bent the frame it would pay the repair bill except 250.00 if i wreck the bike and damage it it would pay all the repair cost except 250.00
it would also  pay for the damage to the vette.
as far as loss of work because of an injury  i got aflac for that cost me 8 bucks a week and if i cant work it pays m 1600.00 a month for up to 8 months.  and med expences that were blue cross comes in to play  
2003 yz 125
2004 crf 250
2007 yz 450f
1998 kdx 220

My dad insures my bike, if i break something he pays for it no acually i am not insured i thought that was only for quads. and if i do break something guess i'll have to call in for overtime at the workplace.  

lol. my insurance is my shotgun. and now that im working. if something happens then something happens. my parents aren't into riidng. hell they dont even really care for me riding. so they would never insure it. if soemone trys to steal it i feel bad for them. its a small town and atk's are rarer then black chinese men with orange hair lol ~pat  
PEACE GUYS ITS BEEN A BLAST!!!!! ~patrick

what is a atk? and ya my parents dont ride and they didnt want me to buy a dirt bike but i did anyways cause i love the sport with all my heart!!!  

atk is the barnd that made my dirtbike. they are made right here in america. and htey own can am and bombardier lol ~pat  
PEACE GUYS ITS BEEN A BLAST!!!!! ~patrick

what bike you got? what is it called?